Students need to plan their Total Wealth

It is important that students keep abreast of opportunities available in the long term. Too much information on opportunities. But the real task is to identify and focus on selected opportunities.

Too many distractions? Yes, this is something I hear from my students. That brings us to focus!focus!!focus!!!

It's a good time of the year to set some goals - achievable, focussed and exciting.

Joy of Total Wealth

What is Total Wealth?  (http://www.totalwealth.lk/)


While Lifestyle Financial Planning has been marketed as a total solution it still focuses on financial aspects of “wealth”. It does not bring out the “total needs” of an individual and then plan the financial aspects accordingly. With a range of choices available for investments, insurance and retirement planning a broader approach to understanding the clients’ needs is even more important says Dr Yahanpath.

Let’s look at the extreme. Take, for example, a person who has worked all his life in trying conditions to accumulate wealth at the cost of family, health or even marriage. Are these uncommon scenarios? Not at all.

As one of the most successful financial planners confided “My high net worth clients do not need pure financial planning really, because they have enough to retire on for this generation and, in some cases, for the next as well. What they really need is what you call Total Wealth Planning. I have to be more than a financial planner to satisfy the needs of my clients".


It is important to realise the difference between "achievement" and "satisfying achievement".

A line is a millions of dots and life is a millions of moments. It is up to us to make them millions of treasured moments.


The difference is Total Wealth. (http://www.totalwealth.lk/)